Finance | Personal
20 Aug 2025 16:03
The Mortgage Market in NZ
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  •  Home Financing  20 Aug 2025
    Back to NZCity Personal Finance Main Page
    Personal Finance |  Mortgages |  Banking |  Insurance | 


    Latest Mortgage Rates as at 18 Aug 2025
    Lender Floating
    rate
    Fixed
    1 yr
    Fixed
    3 yrs
    Fixed
    5 yrs
    LVR Front end fees
    ANZ
    8.64%
    7.59%
    6.89%
    7.19%
    0%
    -
    ASB Bank
    8.64%
    7.05%
    6.49%
    6.39%
    0%
    -
    BNZ - Classic
    -
    6.99%
    6.29%
    6.29%
    0%
    -
    BNZ - TotalMoney
    8.14%
    -
    -
    -
    0%
    -
    Kiwibank
    8.50%
    7.49%
    7.69%
    7.69%
    0%
    -
    TSB Bank
    9.44%
    7.54%
    7.19%
    7.09%
    0%
    -
    Westpac
    8.64%
    7.59%
    6.69%
    6.59%
    0%
    -

    Mortage Rate data supplied by www.goodreturns.co.nz. This table is updated regularly and is intended as a brief guide to residential loans on owner-occupied properties in New Zealand. While every possible effort has been made to keep the information in this table as accurate as possible, neither NZCity or Good Returns accept any liability for inaccuracies or any loss suffered as a result. Users are strongly advised to confirm the rates and conditions that may apply in your particular situation directly with the lender.

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