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14 Oct 2025 19:44
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      Home > News > Business

    The Reserve Bank has announced plans to further ease mortgage loan-to-value ratio restrictions from December

    The Reserve Bank has announced plans to further ease mortgage loan-to-value ratio restrictions from December

    14 October 2025
    It says debt-to-income restrictions introduced last year have been preventing risky lending.

    Up a quarter of a bank's lending to owner-occupiers will be able to go to borrowers who put down a deposit of less than 20-percent.

    That's up from the current one-fifth.

    One-tenth of lending to investors will be able to go to those borrowing with less than 30-percent deposit.

    That's up from the current one-20th.

    © 2025 Newstalk ZB, NZCity


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    Otago halfback Dylan Pledger has missed out on the All Blacks XV development squad for their three-match northern tour in November More...

    BUSINESS BUSINESS
    First home buyers could be the winners - after consultation on a Reserve Bank proposal More...


     Today's News

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     Soccer:
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     Entertainment:
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     Motoring:
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     National:
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     Entertainment:
    Michael Douglas has remembered Diane Keaton as one of Hollywood's "greatest icons" 18:11

     Rugby League:
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     Entertainment:
    Richard Ashcroft was amazed by Liam Gallagher's "discipline" when he joined them on Oasis' reunion tour this summer 17:41

     Cricket:
    White Ferns coach Ben Sawyer's drawing on their 2023 tour of Sri Lanka, ahead of tonight's Cricket World Cup match against the hosts in Colombo 17:27

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